I’ve had the discussion about what things cost on your own—I was out at 16, she’s 22 and knows that she needs it…we were without for a bit before cobra kicked in and she saw what it cost for her meds–without insurance. She also knows that 2 part time jobs without benefits will not cover all her bills and college. She is finally working towards a goal.
On the other side of the coin, I have a friend that has 2 kids that are getting ready to get phased off his insurance, both have dead end jobs, no benefits and no clue. one of them has been married/divorced and both graduated with useless degrees.